Privacy Policy

Important Privacy Information

Your privacy is very important to all of us at F. Frederick Breuninger & Son Insurance, Inc. We are committed to protecting your privacy rights. We acknowledge your right to keep your own financial information confidential and because of this, we have created this document to explain our privacy policy to you. In addition, we are complying with both state and federal laws which require insurance agencies to notify you, our valued customers, about how we intend to treat your nonpublic personal financial information that you have entrusted to us.

In order for us to serve you in our capacity as your insurance agent, broker and consultant, we need to collect certain information about you, but we will respect the privacy of any nonpublic personal financial information in the manner described in this notice. We collect nonpublic personal financial information about you from the following sources:

Information from applications. This is information you give its on applications and other forms, in person, by phone, facsimile or online. This information includes your name, address, telephone number, drivers license number, Social Security number, date of birth, length of employment, gender, marital status. prior insurance and claims information. status of home ownership. length of residency, vehicle description, miles driven and vehicle use/driving history that we receive from you.

Information about transactions. This is information about your trusted transactions with us and our affiliates. It includes your insurance coverage premiums and selection, your payment and claims history and information necessary for billing and payment. Other information used to investigate and settle insurance claims, such as witness statements and police report, may be included as well.

Information we receive from a consumer reporting agency. This information is generally used to confirm or supplement application information. We disclose consumer report information only as necessary to quote or service your insurance policy and as permitted by law. By obtaining a quote, you consent to our sharing of this information with companies and their affiliates for underwriting purposes.

We restrict access to nonpublic personal financial information about you to those employees, representatives, insurance companies, brokers or other affiliates who need to know that information to provide products or services to you. We maintain physical. electronic and procedural safeguards that comply with applicable laws and regulations to guard your nonpublic personal financial information.

We may disclose information we collect about you so that we may serve you in our capacity as your insurance agent, broker or consultant.

To Whom We Disclose This Information. We pledge to you, our valued customer, that the information you have provided us to obtain appropriate insurance coverage will be used for just that purpose and that purpose only. We do not disclose any such nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We do not sell, trade or otherwise disclose your identity or any other personal information about you to third parties for their marketing purposes. However, in order to better serve you, your trusted information may be shared with third parties for the purpose of insurance underwriting.

Our policy is a pledge – we pledge to protect your information.

Questions. If you have any questions about our privacy policy, please write to us or call (610) 384-1980 during regular business hours.